Our Services

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Our Mortgage Services Include

  • Mortgages & Remortgages

  • Mortgages for First Time Buyers

  • Mortgages for Foreign Nationals

  • Help To Buy

  • Large Loans

  • Buy to Let

  • Let to Buy

  • Portfolio landlords

  • Guarantor Type Mortgages

  • Joint Borrower Sole Proprietor

  • Expat Mortgages

  • And many more...

Our Protection Services Include

  • Mortgage Protection

  • Life Insurance

  • Critical Illness

  • Income Protection

  • Family Income Benefit

  • Business Protection

  • Building & Contents Insurance

  • Landlords Insurance


How We Work

Through a combination of cork-screw thinking and intricate knowledge of lenders’ criteria, we have an excellent rate of sucess in obtaining mortgage offers. We don’t waste your time and fees by applying for mortgages that are never going to get to completion.

We do not just administrate. We work closely and exclusively with our clients, creating long-lasting relationships with them.

Buying a property is the biggest purchase of your life, and it can be a very stressful time. Our aim is to reduce that stress as much as we can. And don’t worry if your personal or financial circumstances are embarrassing, difficult, unusual or unconventional: there’s nothing we haven’t come across before!

We take our role as an intermediary between lender and client extremely seriously. We have brilliant relationships with our lenders. We will fight our clients’ cases all the way, but never outside the letter or spirit of their rules.

By having thorough, detailed knowledge about which lenders allow what, we are able to remain compliant while still helping you achieve your goals, giving you the piece of mind that your mortgage is always the right one for your situation.

We are based in Surrey but are happy to help clients all over the UK. We mostly operate remotely via email, Zoom, Whatsapp and phone. You have no need to meet us or visit our offices and you can get on with your life and business while we handle everything for you. We pride ourselves on an extremely efficient but very personal service.

All documents can be sent securly through our digial platform. We do our best to look after our planet and run a paperless business.

Kellye Pilgrim

Hello. I am Kellye Pilgrim and I am the founder of Pilgrim Mortgages and Protection. I set up my independent Brokerage in 2021 with the goal of providing a bespoke and tailored home buying experience. My clients are at the heart of what I do. I personally advise each client and I am with them every step of the way, from initial contact, to the day they pick up their keys and throughout the life of their mortgage. 

I was born in the United States and moved to the UK in 2006. I live in East Molesey with my Husband, lovely daughter and son, beautiful cat and my sweet little Frenchie.


Our Minimum Loan size is £100,000

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.