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REMORTGAGES

There are plenty of great reasons to review your mortgage regularly and to consider remortgaging. Remortgaging can potentially improve your monthly payments, lower your interest rate and help you pay off your mortgage quicker.

 

One of the most costly mistakes you can make is allowing your mortgage to roll onto the lenders Standard Variable Rate. Remortgages can be used to switch to a better rate, to raise money for home improvements or to consolidate other debts. 

Moving Lenders

Although they will offer you the opportunity to switch to a new interest rate when your introductory period is coming to an end, staying with your current lender is not always the most appropriate option. You may want to borrow more than they will lend or you may be eligible for an even lower rate elsewhere.

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We will always look at a wide range of products from High Street Lenders and specialist products not available direct to see if it is better to stay or to go. We may find a mortgage that offers a free valuation and either pays for the legal fees or offers cashback to cover them. 

Product Switch

Sometimes your circumstances change. So long as you have kept up on your mortgage payments, your lender may allow you to switch to another introductory deal when your original one comes to an end without assessing your income and affordability. We will save you the trouble of endless long calls to their call centre and sort this out for you quickly and easily.

Home Improvements

If your kitchen is a bit cramped or you are yearning for a home office, you may be able to release equity to develop your property. We will guide you through your options to help you make the most of what you have. We will identify the most suitable option and be with you throughout the process.

GET IN TOUCH

For friendly and dependable advice, get in touch. We are happy to discuss your needs. There is no charge for initial advice.

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By providing your details you are giving consent to us contacting you. The details you provide will only be used to contact you by telephone, email or post and will only be regarding your mortgage and protection requirements.

Our minimum loan size is £100,000

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

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The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Pilgrim Mortgages & Protection, a trading stlye of Kellye Pilgrim, is an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: Esher Road, East Molesey, Surrey, KT8 0AH. | Tel: 02082260262

FCA reference number 946166.

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The @kellye.pilgrim.mortgages Facebook and Instagram feeds do not represent financial advice and should in no way be taken as such. Should you click on any links from this site you will leave the regulatory site of Pilgrim Mortgages and Protection. Neither Pilgrim Mortgages and Protection nor HL Partnership Limited are responsible for the content of other sites.

Our fees will be confirmed in the first meeting. A typical fee is £595. In some circumstances no fee will be payable. We may also be paid commission from the lender.

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©2021 by Pilgrim Mortgages and Protection

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