We believe putting the right protection in place is fundamental to good advice. We never arrange a mortgage without discussing how to protect you and your family. We specialise in insurances for families and businesses.
A large proportion of the population in the UK either have no insurance or are vastly under insured. With the rise of technology and comparison sites, many have arranged insurance policies on which they have never received advice. We offer a free review and do not charge to arrange insurance policies.
Life Cover / Mortgage Protection
Designed to repay your mortgage or provide a lump sum if you die within the cover period. Providing you and your family with the peace of mind should the worst happen.
Income Protection
Provides a regular income if you are unable to work due to accident or sickness. Designed to replace or support a lower income. We will consider your Income, outgoings, savings and employer sick pay when completing an affordability assessment and ensure we tailor the level of cover to your individual needs.
Critical Illness Cover
Will pay out a lump sum or regular amount if the person covered is diagnosed with a critical illness. This can be used to pay your mortgage in full, support your mortgage payments or assist in the cost of medical treatment.
Business Protection
There are tax-efficient options for Limited company directors. We can arrange relevant life cover (Death in service), Executive Income Protection, Key person insurance, and Shareholder cover, etc.
Building & Contents Cover
Buildings Insuranced is usually a requiment of a mortgage lender. You will not be allowed to exchange without proof that this has been arranged. It is designed to protect your home and belongings. You can choose to add additional cover for your cycle, jewelerry, or laptop. You usually also have the option to add home emergency, legal cover, and accidental damage.